Learn about the 4% Rule, a crucial strategy in retirement planning that helps you withdraw 4% of your portfolio annually without running out of money. This concept, established by William Bengen in 1994, ensures financial stability over a 30-year retirement, accounting for inflation. Discover its practical applications and limitations, including in the context of FIRE movement (financial independence, retire early). Discover also modern adjustments like Michael Kitces’ Guardrail Strategy to enhance your withdrawal strategy and secure your retirement.